Umbra Bank Guidelines

Our very own Umbra Bank is now open to everyone in the guild! Hooray! Please read through the guidelines below as to who can access funds and how...

Money

• Money in the bank will be use to 'loan' guild members that need it for mount purposes. Level 40 Mount, Level 60 Epic Mount, Level 70 Flying Mount, level 70 Epic Flying Mount.
• Any members who are above the rank of 'Priest' in the guild can loan from the bank. (In order to be promoted to higher rank within the guild, members have to be with the guild for a certain period of time, shown their support to the guild by helping other guild members, contibute recipes/formulas/patterns to the bank etc.)
• Members can request for 100% Level 40 and 60 mount financing. Whereas it is only 50% financing for Level 70 Flying and Epic Flying mount.
• Loan to be repaid once members reached 3 levels higher than their existing levels. For eg. For level 40, those who have loaned from the bank must repay back by the time they reached level 43. (Same system for level 60) However, for level 70 members, they can pay back the money in 1-month time from the period of loan.

Recipes/Formulas/Patterns/Plans

• Anyone can sell to the bank whichever recipe which they think can benefit other guild members.
• If they need to buy from the bank then please mail to Umbrabank the recipe/patterns which you need.
• All transactions through the Umbrabank will be on C.O.D. basis.
• Please refer to the bank link to check the cost of selling and buying those recipe.

Please discuss with Gidger, the Guild Master if you have any issues with the guidelines stated here. We hope to see that everyone remains in the guild and can contribute to make it the best guild in the land of Azeroth.